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Getting a debt consolidation loan or using a balance transfer credit card can make sense if it lowers your annual percentage rate. But refinancing debt has pros and cons — even at a lower rate.

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Recently I helped a family friend buy her first car. It reminded me what an overwhelming and intimidating experience it can be for first-timers. When Susan first called, she hadn’t…

Safety-wise, there’s a lot riding on your tires. But many car owners don’t routinely inspect the rubber they are riding on or know what to look for. “Tires are what…

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